READ BETWEEN THE LINES

Read between the lines:
Car loan:
My nephew who works with an American based company applied for a car loan from SBI.He submitted the necessary papers for the same. The first query came after two weeks. Submit your tax return copy of last two years. His job was only two years so he had paid the income tax for the previous year and was yet to fill up the return for the financial year2009-10.So he submitted the TDS certificate. Query after query came every week. This way he went on submitting the necessary documents for the loan and lastly after six weeks he was told that it’s not possible to lend him loan.
The summary of this is:
1: If you have a known officer at SBI this would not have happened.
2: Now that the apex court has given a verdict that the bank people can not force a person to pay the loan nor can they take away the car, the bank people have developed a better way to utilize their money.
Indian brains are sharp in this regard.
Health insurance:
Recently lots of Medical insurance companies have come to India after CPM was removed from the government.
The recent being the ICICI LAMBART:
If some one has not read the clause properly then you run from pillar to post and pay the hospital bill your self.
I being a doctor some queries come which are very irritating.
Why the patient was admitted?
Patient could have been treated from out door.
As no IV fluids or IV injections were given to the patient its presumed patient was not serious.
Why CT scan was done?
Was he or she takes alcohol? (If the doctor mentions “YES”, then it’s very difficult to get the clearance.)
Lastly the fax came that it’s not possible for the company to pay the hospital bill.
So senior citizens, sick people and also the healthy ones please read before you insure you’re self with any mediclaim company.